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T & C's

Earning alot of money is not the key to prosperity

Earning alot of money is not the key to prosperity. How you handle it is. ⁠
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Look at people who won the lottery. The statistics show that most of them are broke again in 5-10 years. ⁠
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Its not the amount of money you earn or are given ... its what you do with it. ⁠
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Learn how to handle money correctly. Start now. ⁠
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#irishdebtfreecommunity #irishmumsinbusiness #irishmoneyblogger #irishblogger #debtfreejourneyireland #debtfreecommunityireland ⁠
#debtfreeUK #ukdebtfreecommunity #debtfreejourneyUK #ukmoneybloggers #budgeting #budgetgoals #debtfreejourney #debtfreelife #debtfreecommunity #debtfreelife #frugalliving #frugallife #financialpeace #howtobudget #momlife #moneymanagement #livingonabudget ⁠
#personalfinance #personalfinanceforwomen #savingmoney #womenandmoney

You only fail when you stop trying.⁠ ⁠ As long

You only fail when you stop trying.⁠
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As long as you're moving forward you're making progress. You're also lapping everyone still sitting on the couch 🤣⁠
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I admire people who just try ... who put goals into motion. It scary and the fear can be crippling. But it takes courage to make a change. It also takes courage to stand up for your goals & say "Im worth it, I can do this". ⁠
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Theres never a straight line to success, but you if you keep trying you will get there in the end.⁠
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#irishdebtfreecommunity #irishmumsinbusiness #irishmoneyblogger #irishblogger #debtfreejourneyireland #debtfreecommunityireland ⁠
#debtfreeUK #ukdebtfreecommunity #debtfreejourneyUK #ukmoneybloggers #budgeting #budgetgoals #debtfreejourney #debtfreelife #debtfreecommunity #debtfreelife #frugalliving #frugallife #financialpeace #howtobudget #momlife #moneymanagement #livingonabudget ⁠
#personalfinance #personalfinanceforwomen #savingmoney #womenandmoney

Dont give up what you want most for what you want

Dont give up what you want most for what you want now.⁠
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Don't give up your freedom. ⁠
Don't be paying for a stupid purchase for the next 5 years.⁠
Its a slippery slope.⁠
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Imagine the freedom of not paying paying back credit card debt or loans. ⁠
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Add up the amount you might be paying back in interest & debt payments ... its alot. What could you be doing with that money instead. ⁠
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Now, make a plan and get rid of the debt. Vow you'll never go down that slope again. ⁠
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Let me help you create a budget to take those first steps.⁠
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#irishdebtfreecommunity #irishmumsinbusiness #irishmoneyblogger #irishblogger #debtfreejourneyireland #debtfreecommunityireland ⁠
#debtfreeUK #ukdebtfreecommunity #debtfreejourneyUK #ukmoneybloggers⁠
#budgeting #budgetgoals #debtfreejourney #debtfreelife #debtfreecommunity #debtfreelife #frugalliving #frugallife #financialpeace #howtobudget #momlife #moneymanagement #livingonabudget ⁠
#personalfinance #personalfinanceforwomen #savingmoney #womenandmoney⁠
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You can't climb the ladder of success with your ha

You can't climb the ladder of success with your hands in your pockets.⁠
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You need action. ⁠
You need a plan. ⁠
You need to decide what you want.⁠
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Without deciding, making a plan and action, you'll never reach your goals ... besides ... how would you know if you got there? ⁠
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Just one step in the right direction ... start today⁠
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#irishdebtfreecommunity #irishmumsinbusiness #irishmoneyblogger #irishblogger #debtfreejourneyireland #debtfreecommunityireland ⁠
#debtfreeUK #ukdebtfreecommunity⁠
#budgetgoals #debtfreejourney #debtfreelife #debtfreecommunity #debtfreelife #frugalliving #frugallife #momlife #livingonabudget ⁠
#personalfinance #personalfinanceforwomen #savingmoney #momblogger #irishmammy #irishmom⁠
#mompreneur #momonamission #babysteps

Halloween's over ... time to start thinking about

Halloween's over ... time to start thinking about Christmas. ⁠
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Plan out your Chistmas budget with this printable planner. It also includes everything you need to make the Holiday Season run smoothly. ⁠
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The Gift List is a quick reference to keep you within budget & see if its been bought, delivered or wrapped. Kids get their own page with Stocking Stuffers & Main Gift sections. You can even track you Online Orders. ⁠
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Don't forget the Christmas cards - keep track of who you've received from & who you've sent to. ⁠
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Meal Planning & Menu design is also included with an hour-by-hour Cooking Schedule for the big day. ⁠
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For the kids theres a Letter to Santa & a few colouring in pages too. ⁠
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Currently only $5 / €4.25 / £4 in the store ⁠
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Link in Bio⁠
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https://byjoanshannon.com/product/christmas-gift-planner/

Budget Day!⁠ ⁠ Take note of your opening bank

Budget Day!⁠
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Take note of your opening bank balances today & any credit cards, loans, etc. ⁠
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Fill out your November budget and make sure you allocate every cent. ⁠
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Don't forget Christmas is approaching really fast, so maybe put extra into the Christmas Fund. ⁠
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If you need a Budget Planner, I have one for sale in my shop that you can print at home. ⁠
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Its available through my blog (Link in Bio) for only $9 (approx €8/£7.50)⁠
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https://byjoanshannon.com/budget-planner/⁠
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#irishdebtfreecommunity #irishmumsinbusiness #irishmoneyblogger #irishblogger #debtfreejourneyireland #debtfreecommunityireland ⁠
#debtfreeUK #ukdebtfreecommunity #debtfreejourneyUK #ukmoneybloggers #budgeting #budgetgoals #debtfreejourney #debtfreelife #debtfreecommunity #debtfreelife #frugalliving #frugallife #financialpeace #howtobudget #momlife #moneymanagement ⁠
#personalfinance #personalfinanceforwomen #savingmoney #womenandmoney

Happy Halloween everyone!⁠ ⁠ Stay safe & don't

Happy Halloween everyone!⁠
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Stay safe & don't eat too much candy ☺️⁠
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#irishdebtfreecommunity #irishmumsinbusiness #irishmoneyblogger #irishblogger #debtfreejourneyireland #debtfreecommunityireland⁠
#debtfreejourney #debtfreelife #debtfreecommunity #debtfreelife #frugalliving #frugallife #momlife #livingonabudget #personalfinanceforwomen #savingmoney #womenandmoney #halloween #trickortreat ⁠

Your Tribe sets your Vibe⁠ ⁠ Spend time with t

Your Tribe sets your Vibe⁠
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Spend time with the people who make you feel good about yourself. The ones who lift you up when you're meh.⁠
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Limit the amount of time you spend with negative people. ⁠
This can be so true of social media too. Block, delete or Snooze people who bring negative energy into your life. ⁠
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#fridaymotivation #workingmomma #goaldigger #frugalliving #femaleentrepreneur #mindset #mompreneur⁠
#irishblogger #momblogger #womenwhohustle #bossbabes #mindset #momonamission #workingmom #staymotivated #successquotes #youcandoit #womensupportingwomen #smallbusiness #smallbusinessowner #busymom #busymomlife⁠
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